Prof. Grigorii Vazov, PhD
Prof. Grigorii Vazov is Executive Director of VUZF Lab and President and Rector Emeritus of VUZF University.
He served as President of VUZF University from 2005 to 2017, as Rector from 2008 to 2021 and as Chairman of the Board of Trustees from 2002 to 2017.
He has been also member of the Fiscal Council of the Republic of Bulgaria and Member of the Supervisory Board of DZI, part of KBC Group since 2015.
Prof. Vazov was Secretary General of the Council of Rectors of the Higher Education Institutions in the Republic of Bulgaria.
Boyko Atanasov
Boyko Atanasov has been acting as Chairman of the Financial Supervision Commission (FSC) since 15th March 2019 after his election by the 44th Bulgarian National Assembly. Under his management the Commission executes extremely strict supervision over the supervised entities in the three main areas – Capital Market, Insurance and Social Insurance, focusing its activity on consumer protection and stability of the non-banking financial sector.
In the beginning of 2017 Mr. Atanasov was Deputy Minister of Finance and in October 2017 he became part of the leadership team of the FSC, after having been elected Deputy Chairman of the Financial Supervision Commission in charge of the Supervision of the Investment Activities Division.
Mr. Boyko Atanasov started his professional career in the tax administration, where he occupied various management positions in the period 1996 – 2013. From 2013 to 2017 he was Executive Director of the National Revenue Agency (NRA), launching NRA as one of the leading revenue administrations in Europe, and deepening its integration to e-government.
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Evgeniya Angelova
Deputy-chair of the Budget and Finance Committee
Second term member of the Bulgarian National Assembly (PP GERB);
Member of the Committee on European Affairs and Oversight of the European Funds;
Municipal councillor and Vice-chair of Haskovo Municipal Council 2011-2014;
Human resource manager at Water supply and sewerage EOOD Haskovo, Bulgaria;
Construction Project coordinator at Estee Lauder Companies Inc., Miami, USA;
Project manager corporate clients at Orcen Corporation, Miami, USA;
MBA in Finance and Marketing from the University of Miami;
MBA in International Business from the American Intercontinental University in London, UK;
BBA from Pace University, New York in International Management with concentration Europe.
Sandra Hack
Principal Expert, Risks & Financial Stability Department, EIOPA
Sandra Hack is a Principal Expert at the Risks & Financial Stability Department of the European Insurance and Occupational Pensions Authority (EIOPA). She is responsible for, amongst other areas, all EIOPA activities around insurers’ financial reporting. Previously, she managed EIOPA’s pension policy team which is dealing with a wide range of topics related to prudential and supervisory issues in the area of private pensions in Europe.
She joined EIOPA in 2011 as a Senior Expert on Valuation responsible for EIOPA’s work on the valuation of assets and liabilities for the purposes of Solvency II. Furthermore, she is EIOPA’s accounting expert with various engagements at European and international level regarding the development, endorsement and enforcement of IFRSs. Before joining EIOPA from 2007 to 2011 Sandra worked for the International Accounting Standards Board (IASB). Her main responsibilities lay in the project on Insurance Contracts where she led the global outreach activities. Before joining the IASB, Sandra was a lecturer for international accounting at Technische Universität Berlin and a technical advisor in the accounting policy departments of DZ BANK and Ernst & Young’s National Offices. Prior to that, Sandra held several posts in national standard-setting, consulting services and external audit. Sandra gained her master’s degree in Business, Economics and Social Sciences at Universität Hohenheim.
Evelina Miltenova
Chair of the Bulgarian Association of Supplementary Pension Security (BASPSC)
Evelina Mitenova, CFA, MBA, is a Chair of the Management Board of BASPSC since December 2018.
Ms. Evelina Miltenova has established herself professionally in the field of financial sector and investments, having gained in-depth knowledge and many years of experience in banking area and asset management business with focus on the capital markets. During her professional career of over 20 years, she has held management positions in international banks in Bulgaria, incl. ING Bank and Raiffeisenbank (Bulgaria) EAD, where she worked 12 years as Executive Director and Member of the Management Board.
As an established financial expert, in her activity she has always been closely connected with the development of the pension industry in Bulgaria having particular responsibilities in the banks for the pension institutions.
Evelina holds a Master’s degree in Finance from the University of National and World Economy. She is one of the first certified financial analysts (CFA) since 2001. In 2019 she obtained a Global Executive MBA degree from the joint program of the Austrian WU, Vienna and the University of Minnesota, Minneapolis.
Matti Leppälä
Secretary General/CEO, PensionsEurope
Matti has been the Chair and Vice-Chair in 2013-2018 of the Occupational Pensions Stakeholder Group of EIOPAand a member of the European Commission’s High Level Group of Experts on Pensions2018 -2019. He has also been the chair of the World Pension Alliance 2018 –2019.
Prior to joining PensionsEurope in 2011 Matti worked for 11 years for The Finnish Pension Alliancebeing responsible for EU and international affairs as well as investment policy and legal issues.In the 1990’s Matti worked for the Finnish trade unions in collective bargaining, labor law and social policy.During that time he was a member of the Board of pension insurance companyVeritas. In 1986 Mattistarted his professional career at the Law Drafting Department of the Ministry of Justice in Finland.
Matti has a LLM and an Executive MBA in Insurance and Financial services.
Nicolas Jeanmart
Head of personal and general insurance, Insurance Europe
As head of Insurance Europe’s personal and general insurance department, Nicolas Jeanmart contributes to global and European debates affecting the non-life and life insurance sectors.
He is also involved in the discussions on financial stability, with a particular focus on the question of systemic risk in insurance. Prior to joining Insurance Europe in November 2010, Nicolas worked for the European Savings Banks Group (ESBG), where he held various positions, culminating in four years as head of the banking supervision and economic affairs department. This position entailed notably the responsibility for representing the interests of Europe’s savings and retail banks in the discussions on global bank capital requirements frameworks (Basel II and Basel III).
During his time at the ESBG, he also acted as the secretariat for various working groups and committees of the European Banking Industry Committee, the platform representing the entire European banking industry.
In his earlier career he provided consultancy and training services, primarily to the financial sector, in Belgium and Luxembourg.
Nicolas is a Belgian/French national. He holds a master’s degree in business engineering, as well as degrees in European integration and development and in computer sciences.
Bernard Delbecque
Senior Director for Economics and Research, EFAMA
Professional experience and background
Bernard Delbecque is Senior Director for Economics and Research at the European Fund and Asset management Association (EFAMA). Bernard is a member of ESMA’s Group of Economic Advisers. He has served as a member and Vice-Chair of EIOPA’s Occupational Pensions Stakeholder Group (OPSG) since April 2016 and he was appointed for a second term in the OPSG, starting on 4 September 2018. Prior to joining EFAMA, Bernard was a policy advisor to the Belgian Minister of Finance and previously he worked as an economist at the International Monetary Fund in Washington. Bernard holds a Ph.D. in economics from the University of Pennsylvania in Philadelphia, and he also teaches economics courses at the Catholic University of Louvain in Belgium.
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Falco R. Valkenburg
Immediate Past Chairperson of the Actuarial Association of Europe
Falco is an independent consulting actuary. He was elected in The Netherlands on 30 September 2014 “Actuary of the Year 2014”. In over 35 years professional experience with large consulting firms (Towers Watson and others) he has built up in-depth expertise in the field of pensions. He is Immediate Past Chairperson of the Actuarial Association of Europe and closely involved with pension developments in Europe. He is also Vice-Chairperson of the Occupational Pension Stakeholder Group of the European Insurance and Occupational Pensions Authority (EIOPA). Falco believes that there is a growing need for innovation in pensions. He is interested in the link between six P’s: People, Planet, Profit, Pneuma, Pension and Pride. He is supporting two initiatives as an investor: PensioenPod (consumer centered holistic communication tool) and Vive (offering every individual a tailored retirement savings scheme with maximum control and flexibility)
PhD Francesco Briganti
Secretary General, Cross Border Benefits Alliance-Europe
Francesco Briganti is currently the Secretary General of the Cross Border Benefits Alliance-Europe (www.cbba-europe.eu), a Brussels based advocacy Organization promoting cross border and pan-European employee benefits provision.
Since February 2016, Francesco has been a member of the Occupational Pensions Stakeholder Group (OPSG) of the European Insurance and Occupational Pensions Authority (EIOPA).
Francesco is also the CEO of the Employee Benefits Welfare Institute (EBWI), a pubic affairs company.
Hristina Pendicheva
Expert in the Bulgarian Ministry of Finance
Hristina Pendicheva represents Bulgaria in the negotiation process in the Council of legislative proposals in the field of capital markets, sustainable finance and pension funds. During the Bulgarian Presidency of the Council of the European Union in 2018 she chaired the PEPP Working Party in the Council. Mrs Pendicheva also represents Bulgaria in the MSEG on Sustainable Finance. Her professional background is in the field of financial markets regulation including more than 15 years of experience in the Ministry of finance, private sector and Financial Supervision Commission.
Mrs Pendicheva is also a Member of the Board of directors of the Bulgarian Stock Exchange as a representative of the Ministry of finance.
Mrs Pendicheva holds an MBA degree from ESFAM and Université de Nantes and a Bachelor’s degree in Business administration from Sofia University and Université de Bordeaux.
Martin Ramharter
Senior Legal and Policy Advisor, Austrian Ministry of Finance
Martin Ramharter is a Senior Legal and Policy Advisor in the Austrian Ministry of Finance. He is a member of the Expert Group for Banking Payments and Insurance (EGBPI) and represents Austria in Council Working Groups (e.g. IDD, PRIIP, PEPP). During the Austrian Presidency of the Council of the European Union in 2018 he chaired the PEPP Working Group and led the Council´s delegation in the Trilogues. Currently, he works on the Solvency II Review, Insurance Recovery and Resolution and Sustainable Finance.
Before joining the Ministry of Finance Martin was a Research Associate at the Institute for Civil and Commercial Law of the Vienna University of Economics and Business (WU) and at the Austrian Supreme Court. He has published various articles on civil law, banking and insurance law and is co-editor of the Zeitschrift für Versicherungsrecht/Journal for Insurance Law (ZVers).
Martin holds a doctorate in law from the Vienna University and a master in finance from the WU Wien.
Martin Parkes
Martin Parkes, Managing Director, is a member of BlackRock’s Global Public Policy Group based in London. Martin is responsible for engaging with policy makers and BlackRock’s clients on policy and regulation relating to investor protection and distribution, retirement and fund structures in the EU and the UK. He chairs the Investment Association’s International and European Policy Committee and is a member of the AMF’s Post Trade Consultative Committee. He regularly contributes to the work of key asset management trade bodes such as EFAMA, ICMA, ICI, the Investment Association, ALFI and Irish Funds.
He is also a committee member of BlackRock’s LGBT OUT network, particularly supporting the network on external events and outreach with other firms and networks.
Martin has worked at BlackRock since 2004 and prior to joining the Public Policy team he worked in BlackRock’s legal team responsible for BlackRock’s European-managed investment funds. Martin studied European Law at the University of Exeter and at the Universite d’Aix-Marseille III and is a qualified solicitor in England and Wales
Assoc. Prof. Dr. Stanislav Dimitrovlecturer and moderator
Assoc. Prof. Dr. Stanislav Dimitrov is Head at VUZF-Lab’s „Insurance and Pensions“ Research Department. He is Head of „Finance“ Department at VUZF University and lecturer of “Financial management”, “Financial budgeting and planning”, “Management of Pension Company”, “Investment policy of capital pension funds” and others. His main research interests cover the fields of capital pension insurance, corporate finance, financial management, saving and investment products, innovation in insurance, financial analysis, M & A.
Assoc. Prof. Dr. Stanislav Dimitrov holds Master degree in Finance from the University of National and World Economy, Sofia. His doctoral dissertation is on the topic of “Evaluation of a pension insurance company”. He is the author of two books on “Corporate Finance” and “Organization and Management of a Pension Company” and a monograph “Development of capital pension funds (financial aspects, results, solutions and perspectives for Bulgaria)”.
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Prof. Dr. Hans van Meerten
Prof. Dr. H. van Meerten, (1974) is a professor European Pension Law (funded by Gak) at Utrecht University and a Dutch bar admitted lawyer.
He deals with EU Pension Law.
Hans has extensive knowledge of the various aspects of EU-legislation and processes. One of his special areas of expertise is the EU legislation regarding pensions and the cross-border activities of financial institutions. He focusses mainly on the IORP II and the PEPP.
the Premium Pension Institution (PPI). He was also involved in the Brussels negotiations on the Services Directive, the IORP I, the Solvency II Directive and the EU Treaty negotiations of Nice and the European Constitution.
Assoc. Prof. Claudio Tebaldi, PhD
Claudio Tebaldi is a tenured faculty member of the Department of Finance, L. Bocconi University Milano. Associate professor in the field of Quantitative Methods for Economics, Finance and Insurance since 2011, he holds the National Qualification for Full Professorship since 2015. He is a fellow of IGIER and Baffi-CAREFIN research centers and has been Visiting Scholar at UCLA Anderson School of Business. His research interests range in the areas of Derivative, Asset pricing and Portfolio management. His papers are published on leading peer-reviewed journals like the Review of Financial Studies, Management Science, Journal of Financial and Quantitative Analysis and two of them have been awarded: one in September 2019 by the Canadian Derivatives Institute as Best Paper in Derivatives of the Northern Finance Association Meeting, one in January 2007 as Best Paper of the Swiss Econometrics and Finance Society Meeting. He is currently serving as Managing Editor of Quantitative Finance.
Michele Siri
Michele Siri is a full professor of Business Law and holds the Jean Monnet Chair on European Union Insurance and Financial Markets Regulation at the Department of Law of the University of Genoa. Since 2020 he is the director of the newly established Jean Monnet Centre of Excellence EUSFIL – European Union Sustainable Finance and Law. He is also an adjunct professor of Financial Institutions and Markets Law at Bocconi University in Milan.
He has published widely in the fields of insurance and financial services law and acted as an adviser to the Italian Supervisory Authorities with a special focus on European Union policy initiatives. He has been a member of the Consultative Working Group for Investor Protection & Intermediaries Standing Committee (IPISC) at ESMA – the European Securities and Markets Authority in Paris (2017-2018). Currently, he has been appointed in 2018 by EIOPA, the European Insurance and Occupational Pensions Authority, as a member of the Board of Appeal of the European Supervisory Authorities. Since 2019 Michele Siri is an academic member of the advisory committee of the Italian Financial Markets Authority (CONSOB).
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Prof. Dr. Pierpaolo Marano
Prof. Dr. Pierpaolo Marano is a Professor of Insurance law and regulation at the Catholic University of the Sacred Heart – Milan and the University of Latvia. Professor Marano holds a PhD in Banking law and regulation from the University of Siena. He is a scholar in residence at the University of Connecticut, School of law – Insurance Law Center, an Affiliate Faculty at the Department of Insurance of the University of Malta, and an Honorary Fellow at the University of Hong Kong – Asian Institute of International Financial Law.
A widely sought writer and speaker on insurance law and regulation and one of the drafters of the Italian Code of Private Insurance, Pierpaolo Marano is the author of two monographs, co-editor of ten books, and author of over 100 academic papers on insurance law and regulation, corporate law, banking law and bankruptcy law.
He is the Director of the AIDA Europe Research Studies on Insurance Law and Regulation that is the first book series of its kind and area of specialization. Pierpaolo Marano is currently a member of the Insurance and Reinsurance Stakeholders Group at EIOPA, sits on the executive committee of AIDA Europe and chairs the Working party on the Distribution of Insurance Products.
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Tatiana Bitunska
President of Bulgarian Actuarial Society
Chairperson of the Pension Committee of AAE
MSc in Mathematics, FQA
Tatiana has extensive knowledge of the various aspects of Life Insurance and Pension Insurance market. She has a solid experience in the due diligence and acquisition projects as well as in strategic planning activities. Among others topics Tatiana also keep a focus on the pillar II capital schemes and the new PEPP. In 2018-2019 she worked as an external expert of the Ministry of Labor and Social Policy on the concept for pay-out phase by the mandatory UPFs (pillar II). In 2016 Tatiana took a part in the complex review of Solvency II Balance Sheets of Insurers on Bulgarian market, according to the Methodology approved by the FSC and EIOPA. Till end of 2015 she has been Chief Insurance Risk Officer (CIRO) and Head of Actuarial services department of ING Life and Pension Insurance Company in Bulgaria.
She holds MSc in Mathematics by Sofia University “St. Kliment Ohridski” and diploma for actuarial qualification by a joint program of the Institute of Actuaries Oxford, Faculty of Actuaries Edinburgh and BAS.
Gloria Dimitrova
Member of the Management Board of ABZ and General director Market Management of Allianz Bulgaria Holding
Gloria Dimitrova is the General director of Market Management and is responsible for the customer satisfaction, brand and communications of all companies in the Allianz Bulgaria Holding group.
He began his career in the Insurance Supervision Directorate, then continued his professional development at Marsh & McLennan and AIG Life and UNICA. In the period 2017 – 2018 she was elected Chief Executive Officer of Allianz Bulgaria Life Insurance Company, after which she took over the management on “ Market Management“ of Allianz Bulgaria Holding.
She specializes in Risk Management and Insurance at Georgia State University, USA and Digital Transformation at IMD Business School, Switzerland.
Tsvetomir Iliev
Chief Investment Officer of Allianz Bulgaria
As a Chief Investment Officer of Allianz Bulgaria, Tsvetomir Iliev is responsible for managing the investment portfolios of Allianz Bulgaria’s insurance companies and pension funds with total assets under management of 4.5 billion BGN.
Tsvetomir is also an Executive Management Board member of Allianz Bulgaria Pension Fund Management Company and a member of the Investment and Capital Markets Committee to Bulgarian Association of Supplementary Pension Insurance Companies.
His educational and professional background is in the field of Finance including more than 15 years of experience in investments and portfolio management of pension funds and insurance companies.
Nickolai Slavchev, PhD
Chief Retirement Schemes Analyst, Allianz Bulgaria Pension Company
Dr. Nickolai Slavchev graduated in “International Economic Relations” from the University of National and World Economy, Sofia. As of 2002 he holds a PhD in international economics. He has specialized pension reform strategy; coordination of social security schemes; and financial analysis in Europe, Japan and the USA. Since 1994 Dr. Nickolai Slavchev has been Chief Retirement Schemes Analyst with ALLIANZ Bulgaria Pension Company AD. He has been member of working groups on pension reform issues at PensionsEurope, local ministries, NGOs and industry associations, including the Bulgarian pension industry association; active participant in the national tripartite negotiation process on social issues as representative of nationally recognized employers’ organisations.
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Prof. Dr. Virginia Zhelyazkovalecturer and moderator
Prof. Dr. Virginia Zhelyazkova is vice-rector for education and quality management in VUZF University since 2013, director of research unit “Finance and Financial Management” at the Laboratory for Scientific and Applied Studies of VUZF University, lecturer in “International finance”. “Financial Risk Management” and other subjects in the area of finance in the same university.
She has teaching experience from the International Faculty of the University of Sheffield City College, and between 2013 and 2016 serves as Financial National Contact Point (NCP) for European Commission’s Horizon 2020 for Bulgaria.
To date, Virginia Zhelyazkova has combined academic expertise with 12 years banking experience. She has been working for Postbank in Bulgaria since 2006, where since 2011 is acting as Environmental Officer of the Bank in charge of the implementation of its environmental policy.
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Assoc. Prof. Radostin Vazov lecturer and moderator
Assoc. Prof. Radostin Vazov, PhD, is Vice-Rector for European Projects and Further Education of VUZF University and Head of „Insurance“ Department. He also teaches in the disciplines Public Finance, Basics of Finance, Corporate Finance, Public Finance and Tax Management, Risk Projects Financing, Strategic Management for Entrepreneurship, Entrepreneurship and Innovation. He is a member of the editorial board of the “Money and Culture” magazine (since 2008) and the e-magazine Mathematics + (2015). Assoc. Prof. Vazov has specialized in South Bank University and London School of Economics and Political Science. In 2014, he defended a dissertation to acquire an educational and scientific rank „doctor“.
Assoc. Prof. Radostin Vazov is managing and participating in many European projects in the field of entrepreneurship and innovation. He is a member of organizing and program committees of scientific forums in Bulgaria and abroad. He has many publications on entrepreneurship, innovation, insurance and risk management.
Assoc. Prof. Teodora Lazarova
Teodora Lazarova has graduated at Sofia University „Sv. Kliment Ohridski “ in bachelor’s degree in Psychology. She holds two Master’s degrees on Organizational Behavior and Counseling of the Organizations and on Business Administration at the same university. She successfully defends a dissertation exploring the link between leadership styles, organizational climate and teamwork at the Institute for Population and Human Studies at the Bulgarian Academy of Sciences. In 2018 she acquires the academic position „Associate Professor“ at VUZF with her monographic work „Innovative Management of Human Resources“.
Assoc. Prof. Teodora Lazarova has 13 years of professional experience and more than 9 years of academic experience. The disciplines she teaches at VUZF, the University of Sheffield, NBU, UNWE, NSA, and Adam Smith’s Management College are in the field of human resource management, leadership and business psychology. From 2015 she is a certified Blackboard consultant for Bulgaria. She is a lecturer at the program for building administrative capacity, conducting trainings of many municipalities and public sector institutions. She has participated in dozens of international conferences in Bulgaria, Serbia, England, Ireland, Denmark and Malta.
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Prof. Dr. Lyubka Tsenova
Prof. Lyubka Tsenova graduated from the Faculty of Law of the Sofia University „St. Kliment Ohridski „. She has defended her doctoral dissertation at the Institute for State and Law at the Bulgarian Academy of Sciences. She graduated post-graduate specialization in „Labor law“ at the Law Faculty of Sofia University „St. Kliment Ohridski „. She has 30 years of teaching experience in higher education institutions. She has taught at Dimitar A. Tsenov Academy of Economics – Svistov, in Free University and Southwest University“ Neofit Rilski “ – Burgas. VUZF has been a lecturer since 2007 on International Tax Law and Labor and Social Security Law. She is the scientific supervisor of PhD students.
She has worked as an expert in the Chief Tax Directorate of the Ministry of Finance, the Legislative Council of the Ministry of Justice and as head of department and Director of the Legislation and European Law Directorate of the National Assembly.
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Assoc. Prof. PhD Julia Dobrevamoderator
Director of research unit „Economics“
Assoc. Prof. Dr. Julia Dobreva is a PhD in Economics, majoring in Political Economy. She graduated from „St. Kliment Ohridski“ Sofia University, where she defended her doctoral thesis on „Optimization modelling in sustainable development research“ in October 2011. Since January 2012, she has been a part-time lecturer at the Higher School of Insurance and Finance (VUZF), as well as an honorary university lecturer at the International Faculty of the University of Sheffield, UK. Since February 2014 Julia Dobreva was chief assistant professor at VUZF, and in March 2016 she was elected Assistant Professor. She teaches undergraduate courses in the fields of Sustainable Development, Operational Management, Financial Management, Accounting, Management Accounting and Financial Institutions and Markets, as well as in the Master’s Courses in Behavioural Finance, Global Studies, Consumer Behaviour.
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PhD Jivka Stoilova-Nikolova
Mrs. Jivka Stoilova-Nikolova is a doctor in Business and Commercial Law from the Institute for the State and the Law at the Bulgarian Academy of Sciences.
She is a member of the Sofia Bar Association with more than 25 years of practical experience in the field of business law, contract law and insurance. She was an assistant professor at the Law Faculty of Sofia University “St. Kliment Ohridski”.
She has academic publications in the field of European and Bulgarian commercial and insurance law.
Ch. Assistant Professor Ralitsa Pandurska, PhD
Ch. Assistant Professor Ralitsa Pandurska, PhD is a lecturer at the University of National and World Economy, Department of Human Resources and Social Protection. Her research interests are in the field of labor economics, social security – mandatory and supplementary, social policy, demography, labor market. She has specializations in Universidad Juan Carlos, Madrid, Spain; University of Split, Split, Republic of Croatia; FH JOANNEUM University of Applied Sciences, Graz, Austria; IPCA – Polytechnic Institute of Cávado and Ave, Barcelos, Portugal. She has participated in practical projects related to the validation of knowledge, skills and competencies of low-qualified workers, the integration of immigrants, the increase of employability of disabled people, the multiple discrimination, active aging, lifelong learning, entrepreneurship development, etc.
Dr. Nikolina Mareva
University in agribusiness and regional development – Plovdiv
She is completing a master’s degree in „Agricultural Economics“ in 2000 and „Accounting and Control“ in 2009. In 2019 defends a dissertation on „Analysis of the investment activity of capital pension funds in Bulgaria” and obtained a doctorate in Finance and Banking.
Dr. Elroi Hadad
Department of Industrial Engineering and Management, Shamoon College of Engineering (SCE), Israel.
An Wouters
Phd candidate at Utrecht University
Jorik van Zanden, PhD
PhD researcher at Utrecht University and consultant at Westerbrink
Jorik van Zanden is a PhD researcher at Utrecht University and a consultant at Westerbrink. His research focusses on consumer protection for pensions in both the occupational and individual pillars from a legal comparative point of view. At Westerbrink, he is a member of the PEPP knowledge centre.
Prior to his employment at Utrecht University and Westerbrink, Jorik was a pensions specialist and public policy specialist at Fidelity International. Before that he worked as a policy advisor in the office of Rapporteur Sophie in ‘t Veld, where he specifically focused on the PEPP-file. Together with prof. dr. Hans van Meerten, he wrote several articles on the PEPP including a chapter in the handbook EU pension law.
Jorik holds a masters degree in civil and liability law as well as a masters degree in company and labor law.
Snezhana Yotinska
Snezhana Yotinska holds a Master’s degree in Macroeconomics at the University of National and World Economy (UNWE), Sofia. She has over ten years of professional experience as an university lecturer and ten years of experience in the field of Bulgarian capital market.
From 1996 to 2006 Snezhana Yotinska was an assistant professor and senior assistant at the Department of Economics at the UNWE. She has held seminars on the disciplines of Microeconomics, Macroeconomics and European Economic Integration of students, full-time and part-time, Bachelor’s degree. In the period 2007-2016, she was also a part-time lecturer at the same department.
From 2005 to 2015, Snezhana Yotinska held the position of Investor relations director at public company FairPlay Properties REIT. For the period January – November 2019 she has performed the same functions at Park REIT.
At present she is an Investor relation director at Bulgarian Stock Exchange and PhD student at the University of finance, business and entrepreneurship (VUZF), Sofia.
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